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In 2017, the issue of indexing old-age pensions became most acute in connection with latest changes v pension legislation in the previous year - the abolition of the annual indexation, a low percentage of its increase (only 4% with inflation of 12.9%) for those who no longer work, and the replacement of the planned second indexation, which was paid only in January 2017.

Increase in size pension payments carried out by the state in order to compensate their recipients for the decrease in the purchasing power of the benefits in connection with inflation... Its size for 2016 was determined as 5.4% - this value is laid down with an increase in pensions in February.

How and when are retirement benefits indexed?

Held by the state annually:

• On February 1, retirement benefits will increase.
• April 1 increases and.

Increase in the size of pension payments Russian citizens depends on the inflation rate, which is determined based on the results of the previous year and established by the Government.

Depending on the growth of income itself The Pension Fund and according to the economic situation in the country, the law provides for the possibility of April 1 to hold additional indexing insurance pension by increasing and (clause 7 of article 16 of the law of 28.12.2013 No. 400-FZ).

Percentage of indexation of pensions in 2017

Until 2016, in accordance with the legislation, the increase in pensions occurred at the level of price increases for last year... By the same principle in 2016, taking into account inflation at the end of 2015, pension benefits should have increased by 12.9%... However, due to the difficult financial situation in the country, the Government made a number of decisions:

• From January 1, 2016 to January 1, 2017, some legislative provisions have been suspended that establish the procedure for an annual increase in pension payments to citizens by the price growth index and based on the income of the Pension Fund of the Russian Federation.
• Indexation of insurance and social pensions held only on a fixed size 4% , which is significantly lower than the level of real inflation in 2015.
• Old age insurance pensions are indexed.
• Additional increase in insurance payments on April 1 not carried out.

However, already in 2017, the usual indexing order was returned, thus, insurance pensions and social payments indexed in full.

Increase in insurance (labor) pensions

Change in the amount of insurance pensions towards their increase in accordance with the law of December 28, 2013 N 400-FZ "On insurance pensions" occurs through an annual (February 1) increase in the cost of the pension coefficient (IPC) and the size fixed payment.

In 2017, there was an increase in insurance pensions by an amount equal to the level of price growth in the past 20176 - 5.4% (according to Rosstat).

In this way, from 1 February 2017 PKI cost has risen to 78,28 , the amount of the fixed payment - up to 4 805.11 rubles... According to the indexation results, the average amount of insurance pensions increased:

• - about 400 rubles;
• - about 160 rubles;
• - for 315 rubles.

Additionally, on April 1, 2017, the cost of the pension point and the fixed payment increased by 0.38%, which, together with the February indexation will be 5.8%... At the same time, now the SIPK is 78.58 rubles, and the value of the PV is 4823.37 rubles. This amount of the components of the insurance pension will remain until until February 1, 2018.

Increase in state pension provision

The procedure for increasing the size of pension benefits for state security, including social benefits, is provided Federal law dated 15.12.2001 No. 166-FZ "On state pension provision in Russian Federation» ... Legally imposed restrictions on the increase in pension payments in 2016 also affected these benefits, as a result from April 1, 2016:

• the size of social pensions, indexed by 4%, increased on average to 8,562 rubles;
• (EBA) for recipients of state pension benefits increased by 7%.

At the same time, it was planned to increase social pension security by 2.6% for April of this year, but it was actually carried out by only 1.5%- this is due to the declining growth rate living wage pensioner. The EDV was indexed on February 1 by 5.4%.

Will there be a second indexation in 2017?

Back in 2016, there was a question of the possibility of re-indexing pensions, which was discussed for a very long time, and in May 2016, during his visit to Crimea Dmitry Medvedev noted that there is no money in the budget for an additional increase in pension payments. Making a decision to carry out partial indexation in 2016, the Government has legislatively provided for an additional increase in insurance pension payments, but taking into account the emerging economic and social situation in the country at the end of the first half of the year current year. Thus, held on August 23, 2016, the fate of the pre-indexation of pension payments was decided: instead of raising the pension provision to the inflation level of last year (12.9%), a decision was made on the amount that partially compensates for the indexation equal to 5 thousand rubles.

Already in 2017, indexation was planned according to the level of actual inflation (5.4%), which was determined by Rosstat in the first half of January. However, earlier YES. Medvedev reported that indexing "Will be 5.8%", after which the size of the cost of the pension coefficient as of April 1, 78.58 rubles, was included in the budget of the Pension Fund of the Russian Federation, which would amount to an increase in pensions in the previously estimated 1.054 times.

According to Maxim Topilin, additional indexing to a total value of 5.8%.

Problems of indexing pensions for working citizens

Until 2016, pension payments were indexed to all pensioners, regardless of whether they continued to work. Since this year, the procedure for increasing state and social pensions has remained the same, which cannot be said about insurance payments.

An important feature of the indexation of insurance pensions in 2016 was that its payment applies to insurance benefits only unemployed pensioners (article 26.1 of the law "On insurance pensions"). At the same time, the legislation provides for the conditions under which a pensioner will again be able to receive an increased pension:

• the recipient of the retirement benefit needs income-generating;
• from the 2nd quarter of 2016, the increase in benefits occurs unrepentantly, that is, it is no longer necessary to apply to the pension fund, the calculation will take place on the basis of.

After the retirement is fired, the amount of his old-age pension will be increased by applying all indexes which he missed. At the same time, he will be able to receive the increased payment in the month following the month in which pension authority it became known about the termination of work by the pensioner.

Receiving an indexed pension payment does not prohibit to the recipient to get a job again, while the amount of payments will not be reduced.

At the same time, working pensioners also received one-time payment 5 thousand rubles, which should serve as compensation for the lost retirement income in 2016 for both the unemployed and the old-age pension.

Cancellation of pensions for working pensioners in 2017

For a long time, the Government has been talking about reducing the rights of working pensioners, linking this to their total monthly income (pension + salary). Therefore, back in 2015, a bill was created, according to which, with an annual income of more than 1 million rubles, the payment of pensions would be canceled.

It was never adopted, but even now the issue of other restrictions on working pensioners is being discussed quite vigorously. Based on the results of meetings held in the Government at the beginning of 2016, the Ministry of Finance of the Russian Federation has prepared a plan for the next change pension system in a crisis, some of the points of which contains suggestions:

• Cancel the payment of pensions to working pensioners, or at least a fixed part of it.
• Stop pension payments to workers in hazardous and hazardous industries who continue to work in the same conditions that they were given the right to receive.

The measures proposed by the Ministry of Finance were discussed at the level of ministries, and it is not yet known whether they will be accepted for implementation, but they already have a number of negative reviews. To implement such a plan, it is necessary to properly calculate everything and predict the possible consequences of its application.

Nevertheless, in 2017, the payment of pensions will not be canceled to working citizens.

Indexing topic pension accruals perhaps the most exciting. Pensioners are actively discussing the problem of lack of funds for a decent existence. Many elderly citizens have to work additionally, perhaps in more than one enterprise, in order to somehow feed themselves, pay taxes.

The working part of the elderly is interested in increasing pensions no less than those who are unable to work. The question arises as to how the state will calculate benefits for elderly citizens who continue to work, or whether the indexation of pensions after dismissal is required for a working pensioner in 2017.

Each year, the state sets a percentage depending on the inflation rate, by which payments to pensioners will be indexed. 2017 became a crisis year, a difficult economic situation developed in the country, but the required recalculation for working old people still took place.

In August 2017, there was a planned increase in pensions for working pensioners by 3 points, which is no more than 222.81 rubles.

Thus, the allowances for elderly workers were only recalculated, they did not fall under the state indexation. Such a recalculation of benefits is made depending on the paid insurance premiums from the employer.

How was the recalculation of pensions

As already noted, pension payments are recalculated in accordance with the inflation rate. V 2015 year the inflation rate was almost 13%. However, the unstable economy did not allow an increase in benefits for the elderly by such a coefficient.

In connection with the current situation in the country, a law was passed that canceled the conditions for raising pensions to the inflation rate. The law provided for an increase in charges for the coefficient, significantly lower than inflation - 1.04. Also, this bill canceled the indexation of working pensioners.

Important! The cancellation of indexing did not affect the citizens who are on state support regardless of their employment status.

In February 2016 year all pensioners were indexed by 4%. Government officials planned to re-index, but there was none. Instead, it was appointed lump sum payment in the amount of 5,000 rubles to all retirees, including those who work.

Such a measure state support proved to be beneficial for the Government in connection with the current difficult economic situation. Such an award was carried out in January 2017. As noted by government authorities, this one-time premium to the retirement population was equal to the promised secondary indexation.

The 2016 inflation was calculated. It was 5.6%. In February 2017 year payments to the elderly were indexed by 5.4%, in April for the remainder - 0.38%. Thus, even able-bodied old people were not offended; pensions for working pensioners were indexed in 2017.

Predictions for 2018

As usual, in 2018 disabled citizens retirement age government benefits were indexed by 3.7%. For the next years it is planned to increase the state support by 4%. But this applies to pensioners who do not carry out labor activities and beneficiaries.

Working citizens of the appropriate age will not be affected by this recalculation of benefits. Accruals will not be indexed until summer 2018. A fair question arises when the pension for working pensioners will be indexed.

Attention! Dismissal from a job is the only situation that will allow former employee retirement age to return all missed indexations.

After dismissal, the pensioner will have the right to receive all indexations that he was not entitled to during the period of employment. This right will come from the next month after leaving the place of work.

To confirm their right to return indexations, a person must contact the nearest branch of a pension organization, presenting the following documents to employees:

• application asking for a raise monthly payment, since the right arose in connection with the dismissal;
• work book, where there will be a mark confirming the fact of the employee's dismissal;
• an employment contract signed by the manager;
• if the resigned person was an individual entrepreneur, lawyer or notary, evidence of the termination of all employment should be submitted;
• the main document of the citizen, confirming the identity.

After the submission of all the required papers, the pension management bodies will increase payments to working pensioners.

After May 2016, business leaders are required to report on the number of their employees performing duties on this moment, or laid off.

Thus, a retired elderly employee will not need to submit an application to the Pension Fund, employees will index in an automated manner.

The state does not forget about the working old people. The government of the Russian Federation has decided to make an annual recalculation of the salaries of elderly workers in accordance with the employer's deductions. Such recalculation of compensation payments is made by no more than 3 points. Recalculation is carried out automatically, without request additional documents, working pensioners decided to increase their pensions in accordance with the deductions of managers.

Conclusion

So, legislation for elderly citizens does not apply equally to all individuals. Working old people do not have the opportunity to receive annual indexation, as disabled persons do. This right comes to them only after they officially leave the workplace.

The increase in pension as a result of the August recalculation is purely individual in nature - the amount of the increase depends on the amount of insurance premiums that the employer paid for a working pensioner in the Pension Fund of the Russian Federation in 2016. To carry out the recalculation, no applications to the Pension Fund will be required - recalculation is unreported, except for persons who have the right to establish a share, but have not assigned a share (civil servants, military personnel).

In accordance with Federal Law No. 400-FZ dated December 28, 2013. "On insurance pensions", when recalculating, a working pensioner can be additionally credited with no more than three points. Considering that the value of the retirement point from On April 1, 2017, it is 78 rubles 58 kopecks, the maximum increase in pension will be 235.74 rubles. In cases where the pensioner continues to work on the date of recalculation (i.e., his pension in 2016 was not indexed and he did not interrupt his work), then when paying the amount of the increase, the cost of the 2015 pension point will be taken - 71.41 rubles. (non-indexed). Thus, for this category of citizens, the maximum increase in pension will be 214.23 rubles (71.41 x 3).

In order to earn 3 pension points a year, you need to receive a salary of about 22 thousand rubles a month or more. Thus, a working pensioner will be able to receive the maximum increase in his pension, as a result of an adjustment, in the amount of 235.74 rubles (214.23 rubles for workers), receiving a salary in 2016 in the amount of about 22 thousand rubles or more. If the pensioner's income is less than 22 thousand rubles a month, then the increase will be less.

As for individual entrepreneurs, if a fixed payment of 19,356.48 rubles is paid for the year, the increase will be 66.77 rubles.

"Pensions of working pensioners from February 1, 2016 are paid without the February indexation, and the August recalculation will also be paid. After the termination of employment by a working pensioner, his pension amount will be recalculated and increased by those indexation coefficients that were skipped during his employment. Indexed amounts pensions will be paid in accordance with the above law from the month following the month in which the decision of the territorial body of the PFR was made, the decision is made in the month following the month of receipt of information from the employer "- explains Anastasia Kychkina, head of the department for organizing the appointment and recalculation of pensions of the Pension Fund of the Russian Federation in the Republic of Sakha (Yakutia).

Indexation of pensions for working pensioners in 2019. What does the future hold for working retirees? the Russian Federation last years is in a critical position on financial settlement due to the financial crisis.

The financial crisis is noticeably reflected in pensions, and their revision and indexation, including for pensioners who continue to be in the status of working citizens. In this regard, the indexation of pensions for working pensioners in 2019 directly depends on financial stability and the prospects for economic growth. The difficult state of the economy and the systematic reduction in budget revenues do not allow for high-quality index pensions for working pensioners in 2019... The economic component is in the process of decreasing its expenditure side. At indexing pensions for working pensioners in 2019 an increase of 4% could be observed, but this does not exceed the figure for 2018, although an increase was planned. At the same time, the Ministry of Labor and Social Protection of the Russian Federation predicted an increase in the indexation of pensions for working pensioners in 2018 by a full 12%. But the current economic situation did not allow the indexing of pensions for working pensioners in 2019 at this level and remained only 4%.

But the state does not leave the opportunity to conduct a parallel indexation of pensions for working pensioners in 2019. The secondary revision of the pension, and its indexation, may be carried out in October 2019. But retirees who are in working class status do not fall into this category.

Taking into account the economy and the current budget, the indexation of pensions for working pensioners in 2019 will be discontinued, for an indefinite period. This is the final decision in alliance with the Ministry of Labor and the Pension Fund. This is due to the fact that working pensioners have more than one source of income. Given the minimum budget receipts, the state considered it fair to leave unchanged indexation of pensions for working pensioners in 2019... But after the end of employment, the pension must be revised on an individual basis, for a citizen who was a previously working pensioner.

The Ministry of Labor has also made a proposal to revise pensions, to the minimum rate for those working pensioners whose income exceeds 1 million rubles. Such a project is under consideration and will be implemented no earlier than in 2019.

Indexation of pensions for working pensioners in 2019 a serious issue as it affects a large percentage of the population. In the Russian Federation, a working pensioner is a normal phenomenon. According to statistical studies, 60% of pensioners are employed. Indexation of pensions for working pensioners in 2019, or rather ignoring it, can lead to the following problems:

• Indexation includes a large number of leading personnel units. To keep them at work, the payment system will have to change. That is, a working pensioner must voluntarily resign, but at the same time receive a salary if they want to keep him as a personnel unit. V in this case, the salary does not fall into the category of the white salary, and thus violates the stability of the interaction between the Pension Fund and the main budget.

Trying to restore balance in indexation of pensions for all categories pensioners, including for those who continue to work, the decision of the state not to carry out indexation for working pensioners, endangers the flow of stable capital into the reserves of the Pension Fund.

Consequently, the cancellation system indexation of pensions for working pensioners in 2019 is not effective, it will not help achieve savings for the Pension Fund. But, in turn, the decision remains with the State, which relies on social justice.

Editor: Igor Reshetov

As a result of the outbreak of the crisis in 2014, pensioners and other vulnerable groups of the population began to experience unprecedented difficulties. Every year in the Russian Federation, a double indexation of pension benefits was carried out in relation to the annual inflation rate, however, 2016 was an exception to the rule. There was very little money in the country's budget and the government was able to carry out only one indexation. The second was replaced by one five thousandth payment, planned for the first month of the new year to all pensioners. But, New Year brings us some innovations in pension provision and the question arises, will there be an indexation of pensions for working pensioners in 2017?

What happened to the increase in pensions?

Why were representatives of the Russian authorities unable to increase pension benefits to Russians in August this year? The main reasons for this negative phenomenon include:

• a tangible drop in the price of oil resources;
• economic sanctions against Russia, as well as retaliatory sanctions;
• an increase in the total number of pensioners, as a result, the PFR's expenses greatly exceed its revenue side;

Working pensioners of the Russian Federation

People who receive retirement benefit can continue to work. This is not prohibited by domestic legislation. But, retirees are not only those who receive retirement benefits. It is also the so-called " early retirees»- citizens who have not reached retirement age, but who are allowed to count on a retirement benefit. These include:

• military retirees who retire earlier because of the additional risk of the danger of the profession;
• those who worked in law enforcement agencies - the Ministry of Internal Affairs, the Ministry of Emergency Situations, criminal correctional institutions;
• various state employees, which include medical workers and others;
• workers in hazardous industries, these include miners, workers in hot shops (metallurgists, foundry workers, steelworkers);
• citizens who live and work in the northern regions of the country, as well as those who previously lived and worked in such places.

Such categories of pensioners, in general, continue to work, receiving not only their legal pension, but also their salary. Citizens who have retired by age (old age) can also continue to work. Not all of them are satisfied with the size of their pensions. And not everyone has enough of it for a normal life.

Percentage of retirees who work in various sectors of the Russian economy:

Increase in retirement benefits in the new year

According to the government's statements in the next 17th year, it will definitely indexation will occur pensions. The indexation law, the draft of which has been in the State Duma since November, tells us that the pension benefit will be indexed, as before, in two stages and will begin in February 1917. However, it is still impossible to say exactly how much the indexation will be, because the current 16th year has not yet ended, and therefore it is impossible to say exactly the size of inflation.