In russia, the second indexation of pensions can be replaced with one-off payments. New rules for the indexation of pensions Indexation and increase of pensions per year

In 2016, they may well increase the pensions of Russians over and above the plan. This year was not chosen by chance. All for the reason that in 2017 there will be special and important elections to the State Duma. Well, in 2018, there will be presidential elections in the Russian Federation. The deputies and the government as a whole are interested in the moment of active support of the people of the retirement image.

And this fact, accordingly, will increase all the chances that the proposal of the Ministry of Labor will be accepted. In the outgoing 2015, certain changes are also possible, but next year, we can expect further changes favorable for the country's pensioners. Actually, the ordinary labor pension, according to the government's plans, will be increased by the onset of 2016 by almost twenty-five percent.

Pension increase in 2016 for old-age pensioners: latest news

It should be noted that this is a significant increase for pensioners. Therefore, the increase in pension by 2016, up to 13.2 thousand rubles, will not go unnoticed. Although in fact, from the point of view of any modern person who has not yet reached retirement age, the increase is likely to be completely insignificant.

However, in a difficult economic situation, in which not only Russian citizens find themselves, but also residents of some other countries, even such small changes in the size of the pension for the better can help older people at least more comfortably survive the difficult conditions. But the government reminds everyone that the issue of pension growth still depends on the inflation rate over the past year.

This primary indexation will be carried out starting from the first days of February 2016. Actually, everything will depend on the difference between the PF income and inflation itself. Only on the basis of the named data, the total percentage of the pension increase, made on April 1 annually, will depend. The social block will actively fight for the existence of an increased rate of indexation of pensions for the entire time period in general, 2015-2017.

Increase to pension in 2016

All the main directions of the policy of the budget plan for the next three years will assume the minimum possible indexation of pensions at the level of actual inflation for the last year. Indeed, the reality is that indexation in an amount significantly exceeding inflation is practically impossible.

But there is one option in which this state of affairs will be possible. This is the case when the personal income of the Pension Fund, received from contributions, will grow much more seriously than the expectations of experts.

Indexation of pensions in 2016 in Russia: latest news

Many retirees who are in the know know that with pensions by 2016, things will be better than they were before. Even the average labor pension in Russia will already be 13,200-13,370 rubles.

Perhaps the changes are not so significant, since in the outgoing 2015 they also talk about an increase in pensions. But together, in two years, pensioners will add at least actual inflation rates.

After 2016, it will be possible not to expect positive changes, as a series of elections will begin. But before that, this year pensions will grow by 7.1 percent, and in 2016 the growth is also projected, but only by 6.6 percent. Although, in principle, growth rates are about the same. One way or another, this pension reform will allow retirees who are used to living frugally to relax a little.

Indeed, for people of retirement age, an increase in pension of two thousand rubles is already an event. By the way, some experts argue that a higher increase in pension is possible in 2016. But for some reason, the government's promises to increase pensions up to fifteen thousand rubles have now lost their relevance. Since the country's economy is going through a serious crisis, this affects all areas.

And, in principle, due to the incredible growth of some currencies and the fall of the Russian ruble, it is very difficult to draw certain conclusions. After all, to promise is one thing, but to be in an unenviable position at the end of 2014, which many experts, on the contrary, consider excellent in some moments, is completely different. But the main thing is that problems with the field of finance and troubles of a different kind do not reduce the expected 13,200 rubles, as the average pension in the country, to a lower level.

And it is also very important that the pension, on the contrary, does not decrease, given the unstable situation in Russia at the moment. And the beneficial changes were supposed to consist, according to all experts who are well acquainted with the Pension Fund and the state of the state, in a serious increase in pensions for all pensioners.

But you can trace how these readings changed every month back in 2013-2014. One can argue a lot about the fact that everyone is now living in a bad time, but this will not affect in any way how good it is now, in the outgoing 2015.

Activities carried out by the Russian Government to increase pensions in 2016

Previously, the pay-as-you-go pension system worked efficiently and reliably. After all, there was a favorable demographic situation and a state planned economy. In those days, a pension could cover the minimum needs of retirees. The pension was equal to about 40% of the average salary. Nowadays, since the 90s, the pension cannot even meet the minimum needs due to economic, demographic and other reasons of the state.

And despite the fact that the country is taking measures to increase the size of pension payments, it is impossible to see any minimal improvement in the financial situation of Russian citizens lately. This indicator is much lower not only than the indicators of developed countries, but also those countries that are developing and there it is equal to 60-70%.

Experts conclude that the level of pension provision may become even lower. Therefore, in 2016 we are promised an increase in pensions, and the government says that it is doing everything possible, we should not flatter ourselves and think that, finally, pensions will begin to cover the minimum needs of the elderly.

Will the retirement age be raised in 2016?

If we talk about the retirement age and its increase in 2016, then this should not be expected either. The government was considering such a plan. But raising the age by several years at once is unrealistic, this must be done gradually. Taking into account that the average life expectancy is 70-80 years, then it is necessary to start with women. But even here, it turns out, you will have to wait at least until 2018. For now, the government is going to leave things as they are.

What determines the indexation of old-age pensions in 2016?

In 2016, the increase in pensions will depend on the decisions of the government, which are aimed at optimizing the budgetary sphere. Here we are talking about a moratorium that was introduced in 2013 on pension savings. There is also social support, in which there is not only an accumulative, but also an insurance part.

When a pension is calculated, the average salary, length of service, personal savings and so on are taken into account. To date, the government has frozen the deposits of citizens who have accumulated savings in non-state funds. This helped him save certain funds for Russia.

So, at the expense of this money, pensions will be increased. The Ministry of Labor has provided for the indexation of pensions for each year at a rate of 1.5-2%. In truth, this is a very small percentage. Some experts say that due to the demographic situation, the number of the working population is decreasing every year. So in the future it will be very difficult to support all pensioners.

Additional indexation of pensions - the decision will be made after the first half of 2016

The decision on a possible additional indexation of pensions in 2016 will be made based on the results of the first half of the year.
“We agreed that we will sum up the results at the end of the first half of the year, and we will understand our possibilities for additional indexation. This is the position of the government, we will strictly adhere to it, ”she said.

Video: increasing pensions in 2016

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However, the country's position is now in crisis: "Of course, we could wait until the political passions that are currently raging will subside ...", - said Dmitry Medvedev in this regard. However, the state in this situation is trying to somehow support citizens - albeit to a lesser extent than is required at the legislative level. Thus, more than 40 million retirees at the beginning of next year they will receive one-time financial assistance.

What will happen to the pension in 2017?

At a meeting held today, the Prime Minister instructed to include in the 2017 budget the next indexation of pensions in full... Now, when preparing the draft budget, all measures will be taken to ensure the implementation of the provisions of the laws regarding the part of the indexation of social benefits to the level of actual inflation of the previous year.

According to the head of the Ministry of Finance Anton Siluanov, speaking at the Federation Council, the inflation rate in 2016 (according to preliminary forecasts) will amount to 5.9%,- the state will strive for this value when indexing in February and April next year.

This increase will require the allocation of budgetary funds in the amount of 270 billion rubles. How exactly such funds will be found in the budget is not yet clear, however, the Prime Minister acknowledged such a decision. final: “I stand on a principled position: we must speak honestly with people and not promise what we cannot fulfill today, but fulfill what we promised earlier”.

For 40 million elderly Russians, the retirement pension is the main source of income. During a crisis, a certain share of monthly government payments, as well as social benefits for disabled people, war veterans and some other economically unprotected categories of citizens, is eaten up by growing inflation. Its official figures have crossed the 10% mark. In reality, things are much worse. This is eloquently "said" by constantly changing upward price tags for essential products (fish, fruits) in supermarkets and shops within walking distance. In theory, an increase in old-age pensions in 2016 should compensate for the tangible loss, the latest news confirms that the gap between the poor and the rich is widening.

According to the tradition in the Russian Federation, the increase in labor pensions occurs in stages. The total increase usually reached the level of inflation recorded in the past year. In accordance with the existing legislation, the activity of the Pension Fund itself may have a positive effect on the size of indexation. It will be possible to profitably invest the funds at his disposal, to get a significant profit, which means that he will have something to please his wards. Unfortunately, the Pension Fund has nothing to brag about, it can barely make ends meet.

Forecast for 2016: will there be an increase in old-age pension



From February 1, the old-age labor pension, as planned by the Ministry of Finance when drawing up the budget for 2016, has been indexed by 4%. Its size has grown by 350 rubles and amounted to about 12.6 thousand. These are, of course, averaged values, which are very different from the minimum and maximum numbers. It should be noted that the recalculation affected only the insurance (base) component of the pension, which is formed at the expense of 16% of mandatory payments established by the state.

However, the old-age pension also includes a funded part (6%), which, in principle, should also increase the well-being of future pensioners - Russians who were born after 1967. Only these citizens, according to the latest pension reform, have the right to it. They dispose of the funded pension at their own discretion, investing, for example, in non-state pension funds. If the investment turns out to be profitable, the funded part of the pension will be replenished. Otherwise, the owner of the investment will be left without a broth, with his money.

But once again, for the third time in a row, the government decided to freeze these savings, that is, to fully direct them to the formation of an insurance pension. They say that the adopted decree will not worsen the material situation of the working people; on the contrary, it promises some bonuses. For example, it will allow you to save up retirement points. The authorities promise to use the saved money (about 340 billion rubles) to solve urgent, including anti-crisis, tasks.

However, we are a little distracted. Will the pension increase in the next half of the year or will the belts be tightened again? This question still remains without a concrete answer. Initially, the second indexation was scheduled for the fall. But whether it will actually happen is still unknown, since the next increase in the old-age pension in the year is associated with the latest news with the growth of the economy. And its rise in the near future, as you know, is unlikely.

Old-age retirement pension for those who continue to work





By the way, those old people whose old age pension after the February increase turned out to be below the subsistence minimum in the region (in Moscow - 11,420 rubles, in the Moscow region - about 9,000), measures of state support are provided. The corresponding additional payment is made to them. The subsidy does not apply to working pensioners. The Labor Department is now drafting a new law that would cut their pensions or suspend their payments. To date, the document is under development.

However, older people who have given up a well-deserved rest have already lost the indexation of pension allowances. An increase in the old-age pension in a year, the latest news confirms, they should not wait. In order not to deal with financial problems in old age on your own, you need to terminate the employment contract. In this case, the surcharges will be restored in full. You can notify the Pension Fund about dismissal on an individual basis by filling out an application form and providing official papers confirming this fact. After May 31, 2016, the employer will submit information on the employment of pensioners on a monthly basis.

When is a retirement pension granted?




The current retirement age was legalized more than 80 years ago, for women - 55 years, for men - 60. Over the past decades, the average life expectancy has significantly increased, according to statistics for females it is 77 years, for representatives of the strong half of humanity, a milestone Russia is considered to be 65 years old. The population of the country is aging: the number of pensioners is increasing from year to year, and the number of working citizens who pay taxes to the treasury is decreasing. Affected by the demographic situation, insufficiently high birth rates. Besides, in other countries the retirement age comes later, in our country it is the “youngest” one. Therefore, there is a need to raise the bar.

However, in 2016 everything will remain the same, according to the President, the people are not yet ready for radical changes. But sooner or later they will have to be implemented. Several proposals are being considered, one of them is the equalization of the retirement age for men and women. That is, both of them will receive retirement pensions upon reaching 60 years of age. It was also proposed to raise the age limit to 58 for women and 63 for men. A more radical innovation was also discussed: women should be sent to a well-deserved rest at 60, and men - at 65. "Soft" reform provides for periodic (annual) six-month increases to the retirement age. We will soon find out which of the advanced versions will form the basis of the expected transformations.

I will wait until I grow up




However, it is already possible to voluntarily postpone for some time the receipt of the retirement allowance earned by honest, long-term work. What for? To understand this collision, let's get acquainted with the algorithm by which this type of benefit is calculated. I think the explanations will be especially interesting for those who have a year left before retirement, or even less. The hands of their watches are moving inexorably towards the cherished moment. Are the promised increases in retirement pensions in 3, 5, 10 years capable of stopping them?

According to the updated methodology, state support for old age is charged from 2015. It is now measured in coefficients (points), the number of which is in direct proportion to the amount of paid insurance premiums and the length of service. For example, in 2016 you can earn about 8 points, more precisely 7.8. When calculating the pension, they will also take into account military service (1.8 points per year), care for a disabled person of group I or an elderly person over 80 years old (1.8 points per year). For women - parental leave (first - 1.8; second - 3.6; third and fourth - 5.4 points). The remaining periods, when a mother with many children sits at home with 5 and subsequent children, are not included in the length of service.

A year before retirement, you can already roughly estimate its size. To do this, you need to know the cost of the insurance point in the year of retirement (in 2016 - 74 rubles 27 kopecks), multiply by the total number of accrued pension coefficients and add a fixed payment to the number received (as of February 1, 2016 - 4559 rubles). Count on such content in old age, of course, taking into account the annual indexation. There has already been a four percent increase in the old-age pension in 2016, the latest news predicts an autumn increase. If the application for a pension is postponed, for example, for 5 years, then the fixed payment will increase by 36%, and the sum of individual coefficients (points) by 45%. A ten-year delay guarantees a 2-fold increase in both values. In general, the choice is yours: to receive a pension allowance from the state or, regardless of age, to continue working in the hope of a greater reward in old age in a dozen years.

The second indexation of pensions for non-working pensioners in 2016 was promised in April, but there was no increase in payments. Traditionally, pensions are raised in February and April, and if funds are available in the budget, also in October. The current year is a crisis year, therefore, when drawing up the budget, funds were allocated for only one increase. On the second, it was said that it would be given the opportunity.

The first increase in pensions in 2016

In February 2016, despite the budget deficit, pensions for old-age pensioners were increased by four percent. Usually, in February, pensions are indexed to the inflation rate that developed over the previous year. Officially, inflation in 2015 was 12%, that is, from February 1, 2016, pensions for non-working pensioners should have been indexed by 12 percent. That did not happen. Pensions were increased not for all pensioners, but only for non-working people. For those who continue to work, pensions were left at the same level. The average insurance pension was equal to 13132 rubles.

In April, there was an increase in payments to recipients of disability pensions. They also gained 4 percent.

Second indexation of pensions in 2016

During a trip to Crimea, the Prime Minister said that there would be no second indexation of pensions for all pensioners, including those who were not working. This is due to the lack of budgetary funds.

An increase in the pension was expected from October 1. The exact percentage of the increase was not disclosed. Roughly, it could be from 4 to 8 percent. By May-June of this year, it became clear that the pension system could not cope with payments in the existing amount, not to mention the increase in pensions. However, the final decision on the absence of indexation has not been made. As discussed earlier, based on the results of the implementation of the country's budget for the first half of the year, it will be decided whether pensions will be increased, as well as by what percentage they will be increased. The results of the federal budget execution for the first half of the year will be announced in mid-August. Then it will be possible to talk about the second indexation of pensions for non-working pensioners in 2016.