12/29/2018, Sasha Bukashka

As you know, today the old-age labor pension is divided into insurance and funded. But there is also a certain fixed payment ... What is it, what is its size? We'll try to answer.

What it is

Speaking in the boring language of legislators, then a fixed payment for an insurance pension is part of the amount pension provision person, which is a monetary value independent of previously paid insurance premiums. Roughly speaking, this is a kind of universal rate that all pensioners receive. It is established in addition to (for old age, disability or). And it can be considered an analogue of the base size that was in effect before the pension reform.

According to Art. 16 of the Federal Law "On Insurance Pensions", this fixed amount is established and determined by the state. That is, we can say that it is the minimum guarantee of pension provision for citizens. That's what it is. In 2018 and 2019, the rules for this amount (mandatory by virtue of the same article of the law) have changed, now it will happen once a year - from January 1, and not from February 1 and April 1, as in previous years. Indexation is carried out on the consumer price growth index for the past year.

What is the fixed payment amount?

From January 1, 2019, the coefficient was 1.037, and the fixed payment is 5334.90 rubles.

• old-age pensioners (who have reached the age of 55 for women or 60 for men and those who retire on new reform) - 5334.9 rubles,
• in the presence of 1 dependent - 6935.37 rubles (plus 30% for each, but not more than three);
• citizens who have worked for at least 15 years in the districts Far North(with an experience of at least 25 years for men or 20 for women) - 8002.35 rubles. (plus 100% of total amount surcharges if over 80 years old or disabled group 1; there are also surcharges for 1-3 dependents);
• citizens who have worked in areas equivalent to the COP for at least 15 years (if they have at least 25 years of experience for men or 20 for women) - 6935.37 rubles. (plus 100% of the total amount of the surcharge if over 80 years old or disabled of group 1; there are also surcharges for 1-3 dependents);
• disabled people of group I and - 10669.80 rubles (plus 100% of the principal amount);
• invalids of group II - 5334.90 rubles;
• disabled people Group III- 2667.45 rubles (50% of the basic surcharge);
• for orphans - 10,669.80 rubles (plus 100% surcharge);
• with the loss of one of the parents (breadwinners) - 2667.45 rubles.

Also, from January 1, 2019, people who have worked for at least 30 calendar years in agriculture, the increase in the fixed payment to the insurance pension will resume. It was frozen in 2017.

Can the amount of the surcharge be increased?

If there are legal grounds, for example, when a pensioner has disabled dependents or when he reaches the age of 80, the amount of a fixed payment may be revised.

To do this, contact your regional office. pension fund with the corresponding statement. You will also need the original and a copy of your passport. Do not forget about the documents confirming the existence of circumstances for revision. Within 10 days from the date of submission of the package of documents, the PFR department will make a decision to satisfy your request, or give a reasoned refusal.

Please note that the fixed payment to the old-age insurance pension increases automatically when the pensioner reaches the age of 80. There is no need to apply to the Pension Fund for this. From January 1st size monthly payment such pensioners who do not have dependents is 10,669.80 rubles.

You may be interested in:(individual insurance coefficient)

How much can you get maximum

Today, a “lucky person” who has worked for at least 15 calendar years in the regions of the Far North and has an insurance record (for men - at least 25, and for women - at least 20), reaching 80- summer age or who is a disabled person of group I, with three disabled dependents.

The amount of the pension of each person directly depends on the length of service, employment in a particular industry, as well as other aspects. But this does not mean at all that people who, due to life circumstances, were unable to carry out labor activities. will be left without a livelihood in their declining years.

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It is for such cases, as well as for the purpose of social protection of all segments of the population, that the law provides for the possibility of obtaining a basic part of the pension, which is intended for all persons claiming a pension for one reason or another.

What it is?

At the moment, the pension consists of two components, namely insurance and basic.

The amount of the insurance part depends on the length of service, belonging to a certain preferential category or other circumstances. And the basic part of the pension is unchanged and is paid regardless of the onset of disability, the death of the breadwinner, or reaching a certain age.

That is, the fixed part of the pension is the minimum that is guaranteed to every citizen when a pension is established, regardless of the grounds for its appointment.

Normative base

The procedure for assigning a fixed payment is regulated by the norms of Article 16 of the Federal Law No. 400, which states that the amount of the basic payment depends primarily on the category of persons who apply for pensions, as well as on factors that accompany their work activity or marital status.

The size of the FBI (fixed base size) is also affected by the presence northern experience, and the disability group, and the IPC of the deceased breadwinner, not to mention employment after receiving a pension or the presence of dependents.

Who is entitled to?

All persons specified in Article 16 of the Federal Law No. 400 have the right to a basic pension, namely:

• applicants for a pension by age and length of service;
• disabled people;
• persons who have lost their breadwinner;
• citizens who support dependents.

Composition and structure

The FBI makes a fixed amount, which can decrease or increase depending on the category of applicants.

For example, in the case of the loss of the main breadwinner, the basic part is included only in the amount of 50%, and in the presence of dependents, the size of the fixed part increases and varies in accordance with the number of people who are supported.

From what means is it formed?

In accordance with part 3 of article 6 of the Federal Law No. 167, a fixed basis is formed at the expense of funds transferred by workers as mandatory contributions to the Pension Fund of the Russian Federation.

Moreover, in relation to minors who apply for a part of the FBI, the availability of insurance, as well as the transfer of funds, is not necessary, given that the contributions were paid by the deceased breadwinners.

The size

In accordance with Article 16 of the Federal Law No. 400, the amount of the basic payment depends on the type of pension, as well as other factors:

• degree of health restriction;
• availability of dependents and their number;
• the age of the pensioner, namely after 80 years or before;
• work experience in the northern regions.

Is it the same for everyone or not?

Based on Article 16 of Federal Law No. 400, the size of the basic pension is not set in the same amount for all pensioners, but quite the opposite.

All applicants can count on the minimum part, except for recipients, given that the FBI is entitled to them only in the amount of half the base part, that is, 2402.5 rubles. And only northerners can count on the maximum, people upon reaching the age of eighty or receiving a disability of group 1 - 21622.98 rubles.

The average size of the FBI for all other categories of pensioners varies from 6.5 thousand to 19 thousand rubles.

How much is today?

The basic part of the fixed payment as of February 1, 2017 is 4805.11 rubles, but this is the minimum payment.

If a pensioner has a disability of group 1, the agreed part of his allowance will be 9610.22 rubles, and if there are dependents and 80 years of age - 11211.92 rubles. Persons who have northern experience can apply for the FBI from 7,207 rubles to 21,622 rubles, in direct proportion to the length of service, region of work and age, not to mention the maintenance of dependents.

In power structures

Despite the fact that the service pension is mentioned in the Federal Law No. 400, the pension provision of military personnel is regulated by another federal act, namely the Law of the Russian Federation No. 4468-1, according to which this category is not entitled to the FBI, since the amount of their pensions (Art. .14) is calculated as a percentage of the previously received monetary allowance in proportion to the available period of service.

At the same time, in accordance with Article 46 of Law No. 4468-1, the minimum amount of pension provision for military personnel is the basic part of the social pension on the basis of Article 18 of the Federal Law No. dependents or special merits during the period of service in accordance with the standards stipulated in Article 45 of Law No. 4468-1.

By disability

According to the norms stipulated in Article 16 of the Federal Law No. 400, disabled people are entitled to a basic pension, but in an amount that depends on the group.

In the order of part 2 of article 16 of the Federal Law No. 400, with the 3rd disability group, the FBI will be only 50% of the state basic pension - 2402.5 rubles, with the second group -4805.11. But what the pension of a disabled person of group 1 is equal to will depend on several factors.

For example, minimum pension in accordance with Article 17 of Federal Law No. 400 for this category will be 9610.22 rubles, and in the presence of persons in custody - from 11211.92 to 14415.32 rubles. taking into account the number of persons in custody.

At the same time, if a disabled person of the 1st group has a northern experience, his pension will be 14,415.32 rubles, and when caring for other pensioners who are unable to support themselves - 21,622.98 rubles.

In the regions of the Far North

On the basis of part 4 of article 17 of the Federal Law No. 400, an increased level of the FBI and workers from the northern regions is put.

If you have a northern experience of at least 15 years and a total period of work of 25 and 20 years (for male and female workers), the basic basis is increased by 50% - 7207.67 rubles. In the event that the northern worker is 80 years old or he was given 1 g for disability, the FBI will be paid monthly in the amount of -14415.33 rubles, and if there are dependents, another 50% for each.

If a northerner has worked in conditions equivalent to northern ones for more than 20 years, again with a total length of service, the FBI will increase him by 30% - 6246.64 rubles, and with the maintenance of dependents - another 30% for each, which, in general will be from 8328.85 to 12493.27 rubles. Accordingly, after 80 years or in the presence of a disability, the size of the base will also be increased to the level of 12,493.27 rubles.

If you have a dependent

The concept of the term "dependent" is contained in Article 179 of the Labor Code of the Russian Federation, which states that a dependent is a person recognized as disabled in the manner prescribed by law, who is fully or partially supported by another person.

At the same time, children are automatically recognized as dependents due to age, but relatives must confirm their status, so to speak, through disability and a small pension, which will give the breadwinner the right to increase the fixed amount.

in accordance with Article 17 of Federal Law No. 400, the FBI will be increased by 30% for each dependent, and by 50% for northerners, while for pensioners who do not have benefits, for helping relatives, the basic part will also will be increased by 50% for each person they help, up to a maximum of 150% in total.

Officials

For working pensioners

In accordance with Article 16 of Federal Law No. 400, upon reaching retirement age and applying for the appointment of a specified type of benefit, the FBI is paid to all categories of pensioners, regardless of whether they continue to work or have switched to legal rest.

That is, until the worker retires in full, the size of the fixed basis will be the minimum established initially, without taking into account inflation and the increase by the FBI by the appropriate coefficient over the next years, not only in relation to the base, but also in respect of age benefits.

For Afghans

Afghans, in accordance with Article 3 of the Federal Law No. 5, are combat veterans with a certain set of social. services and compensation payments, which are intended in gratitude for the fulfillment of an international debt.

But at the same time, the agreed payments do not apply to pensions, which Afghans have the right to count on in the manner determined by Federal Law No. 400 already on a general basis, and upon receipt of disability - in connection with a wound or injury received during hostilities in accordance with the norms of Law No. 4468 -one.

For IP

On the basis of Article 4 of the Federal Law No. 400, the right to pension provision arises only if certain mandatory conditions are met, one of which is the transfer of contributions to the Pension Fund of the Russian Federation.

If an entrepreneur, in the course of his activities in accordance with Article 7 of Federal Law No. 167, makes contributions to the Pension Fund of the Russian Federation, the period of deductions is taken into account in the total length of service and, therefore, upon reaching retirement age, the individual entrepreneur has the right to count on a pension in the general manner with the payment of the FBI.

Size in 2019

Federal Law No. 400, which regulates the procedure for pension provision and establishes the amount of accruals, including the FBI, was adopted at the end of 2013, but over the course of several years, due to economic problems and a decline in production, prices for the main product groups increased, which is why it was a decision was made to index pension benefits depending on the level of inflation.

Minimum

It should be noted one more fact, in accordance with the law, social security cannot be less than the established minimum for living, in general in the Russian Federation or in the constituent entities of the Russian Federation. For example, in Moscow, the minimum is 10,670 rubles, and in St. Petersburg, 9,617.90 rubles.

Consequently, the pension of an elderly person, in general, including fixed payments, cannot be lower than the agreed level.

Basic pension in 2019

According to the norms enshrined in Article 16 of Federal Law No. 400, the basic basis is calculated automatically for a citizen who applied for registration, but taking into account the length of service and the presence of dependents, not to mention the disability group or the period of work of breadwinners.

Rules for granting

Federal Law No. 400 provides for three types of pensions:

• old age;
• by disability;
• on the loss of the main breadwinner.

For the appointment of the specified types, it is required to comply with a certain list of mandatory conditions:

• confirm experience;
• having a disability;
• reaching a certain age;
• loss of livelihood due to lack of a breadwinner.

Experience

The length of service when applying for a pension benefit of any of the above types of pension is of decisive importance, affecting the amount of the benefit.

In accordance with Article 8 of Federal Law No. 400, when applying for an old-age pension, it is necessary to confirm the existence of employment experience for fifteen years. In accordance with Article 9 of Federal Law No. 400, a disability pension will be established regardless of the group of labor loss, but only if there is a minimum length of service. And benefits in the event of the loss of the main breadwinner in accordance with Article 10 of the Federal Law No. 400 will be provided again based on the periods of employment of the breadwinner before death.

If future pensioners have a pension, they will be assigned in accordance with Federal Law No. 166. That is, they will be assigned social pension benefit, which does not imply an additional payment in the form of the FBI.

Age

To apply for a benefit that includes the FBI, future pensioner must confirm not only the length of service, but also reach a certain age, which is relevant for an old-age pension.

In accordance with Article 8 of Federal Law No. 400, the pension will be calculated only from the age of 60 for males and from 55 for females. Although, on the basis of Article 30 of the Federal Law No. 400, a pension can also be issued ahead of schedule, but only under the condition of harmful experience or other circumstances that involve work in conditions that deviate from the norm and excessive workload.

In relation to persons who apply for a pension with limited ability to work or with the loss of the main breadwinner, there is no age limit, given that they lose their ability to work or lose loved one citizens can at any time.

Documentation

In accordance with Part 6 of Article 21 of the Federal Law, the establishment of a pension of any kind, as well as a fixed part, is carried out only after the submission of a package of documents approved by Order of the Ministry of Labor No. 958n.

In the PF at the place of residence you need to submit:

• the passport;
• a document confirming the periods of work;
• certificate of disability and confirming honey. documentation;
• certificate of marriage and birth of children;
• certificate of earnings at the place of work;
• information about the composition of the family;
• certificate of residence;
• certificate on the absence of accrual of pensions for other reasons.

Including, to confirm the maintenance of dependents or the loss of a breadwinner, documents of the agreed persons about their identity and financial condition are required, not to mention the place of residence, which is necessary to receive a pension in any case.

accruals

The determination of the future amount of the pension is made only after checking the submitted documents for authenticity and confirmation of the length of service in accordance with Article 14 of the Federal Law No. 400.

In this case, the accrual is made from the date of registration of the submission of the application with the package of documents listed above, despite the fact that the verification can last up to three months.

Payment

Initially, the fixed part in the calculation is taken into account. minimum size, that is - 4805.11 rubles, then, depending on the supporting data of the FBI, it can be increased.

For example:

If there is 1 dependent, say, the same disabled child, the base part will increase by 30%.

4805.11 + (4805.11 x 33.33%) = 6406.81 rubles.

If we are talking about the northern experience, then the base part will increase by 50%:

4805.11 + (4805.11 x 50%) = 7207.67 rubles.

Recalculation

As a rule, the pension, including the basic one, is established at the time of registration, taking into account the data recorded in documents.

But after a few years, the circumstances of life may change, in connection with which there will be grounds for recalculating the basic allowance.

In accordance with Article 18 of Federal Law No. 400, the amount of the FBI can be changed at the request of the pensioner himself if he has the right to apply for this type of pension on two grounds at the same time.

Also, the size of the FBI can be recalculated if the pensioner took care of a close relative who was recognized as disabled.

And of course, the FBI will be changed, but automatically to, which now amounts to 9610.22 rubles.

Frequently asked Questions

What benefits can you receive?

As a rule, in relation to pensioners, the list of benefits is developed at the regional level, depending on financial capabilities.

The most common are:

• 50% compensation for utilities;
• compensation for travel within the city by public transport;
• service in the polyclinic free of charge, including examination;
• financial assistance in case of an emergency;
• assistance with burial
• a number of fees.

At the federal level, a pensioner can count on labor benefits, such as:

• (in accordance with Article 128 of the Labor Code of the Russian Federation);
• tax incentives (exemption from them upon receipt of lump sum payments in accordance with Article 217 of the Tax Code of the Russian Federation);
• tax deductions - on the basis of Article 218 of the Tax Code of the Russian Federation.

Why canceled the military?

According to Article 10 of the Law of the Russian Federation No. 4468-1, military personnel do not make deductions to the Pension Fund during their service. For them, this procedure is carried out by the state.

Changes since January 1, 2017

There are a number of important changes that have taken place since the beginning of 2017:

1. Increasing the minimum number and required for the appointment .
   • 1st of February- by the amount of inflation of the previous year;
   • April 1- depending on the rate of growth living wage for the past year.

   Recall that in 2016, para. 4 articles 25 of the law "On State Pension Provision in the Russian Federation", part 21 of article 15 and part 6 of article 16 of the law "About insurance pensions", in connection with which insurance and state pensions were indexed by only 4% with significantly higher inflation in 2015 - 12.9%.

   Unlike the previous 2016, from the new 2017 the members of the Government have repeatedly promised to restore the legal order of indexation and carry it out in full, as required by law, in the amount.

   “We have decided that in 2017 pensions will be indexed in full.”

   Prime Minister D.A. Medvedev

   Thus, already now the draft budget includes the necessary funds to increase pensions, which indicates the serious intentions of the state in this direction.

   Pension increase in 2017 for old-age pensioners

   Labor (after the pension reform insurance) pensions are increased by indexation (SIPC) and (PV) - the components of the insurance pension after the pension reform in 2015. After the increase on February 1, 2016, these parameters were set at the following values:

   • the cost of a pension point is 74.27 rubles;
   • the amount of the fixed payment is 4558.93 rubles.

   The Ministry of Finance and the Ministry of Economic Development predicted an inflation rate of 5.8%, in which case indexation coefficient would be 1.058. However, the published data of the Federal State Statistics Service indicates the consumer price index for 2016 in the amount of 5.4%. In this regard, Maxim Topilin (Minister of Labor and Social Protection) stated that the coefficient of indexation of insurance pensions and social benefits in February 2017 will be 1.054 (at the same time, SIPK = 78.28 rubles, FV = 4805.11 rubles). However, in federal law on the budget of the Pension Fund of the Russian Federation, it is noted that on April 1, 2017, the cost of a pension point will be set at 78 rubles 58 kopecks, in connection with which it must pass second indexation of insurance pensions, which in total will be 5.8%, resulting in April 1 insurance pension additionally increased by 0.38%.

   Table of indexation of insurance pensions by years

   Year	Previous year's inflation rate	Indexing percentage	Indexing coefficient
   2011	8,8%	8,8%	1,088
   2012	6,1%	10,65%	1,1065
   2013	6,6%	10,12%	1,1012
   2014	6,5%	8,31%	1,0831
   2015	11,4%	11,4%	1,114
   2016	12,9%	4%	1,04
   2017	5,4%	5,8%	1,058

   • SIPC 2017 = 78.28 × 1.058 = 78.58 rubles;
   • FV 2017 = 4805.11 × 1 = 4805.11 rubles.

   On April 1, only the cost of the pension point increased, the amount of the fixed payment remained without changes.

   Indexation of pensions for working pensioners

   As one of the anti-crisis measures, a decision was made to raise pensions for working citizens in connection with the annual increase in their number. According to Rosstat for 2016, the share of working citizens amounted to 36% of the total number of pensioners.

   It is believed that the material security of pensioners who continue to work is higher than those who do not work, since in addition to pensions they have additional financial income in the form of wages.

   Thus, the law of December 29, 2015 No. 385-FZ came into force, which, from 2016, pensions of working recipients until they leave their labor activity. After the dismissal, they will be returned to the usual indexation procedure, taking into account all the increases that took place during the implementation of the work.

   • For working pensioners from January 1, 2017 this restriction will not be lifted and in February their pension was increased will not be.
   • Moreover, as Maxim Topilin (Minister of Labor from Social Security) stated, in the draft law on the federal budget not provided return indexing up until 2019, since otherwise it may lead to significant additional costs that the State this moment can't afford.

   The adopted restrictions do not apply to pensions (including social pensions), regardless of whether the pensioner works or not.

   Indexation of social pension provision April 1

   Social pensions are not calculated according to a formula, but are set in a fixed amount, unlike insurance pensions, and depend on the category of the recipient. They should, depending on the change in the level of the subsistence level of the pensioner. Over the past 8 years, one can observe fluctuations in the level of indexation of pension provision, both up and down.

   Year	Indexing level
   2010	12,51%
   2011	10,27%
   2012	14,1%
   2013	1,81%
   2014	17,1%
   2015	10,3%
   2016	4%
   2017	1,5%

   The head of the Pension Fund of the Russian Federation, Anton Drozdov, said earlier that indexation of social pensions in 2017 2.6% is envisaged - this is the level predicted by the Ministry of Economic Development. However, on March 16, Dmitry Medvedev signed, according to which social pensions will be increased only 1.5%, which represents the increase in the PMF in 2016 relative to 2015. In accordance with this, it is possible to calculate the indexed amount of pension provision for each category of recipients.

   Recipient categories	Until April 1, 2017, rub.	After April 1, 2017, rub.
   citizens aged 60 and 65 years (women and men); persons from among the small peoples of the North, aged 50 and 55 years (women and men); disabled people of the 2nd group (with the exception of disabled people from childhood); children left without one parent who have not reached the age of 18, and for full-time students - 23 years	4959,85	5034,25
   disabled people of the 1st group; disabled people of the 2nd group since childhood; children under 18 years of age or in full-time education - up to 23 years old, left without both parents, and children of a deceased single mother	11903,51	12082,06
   disabled children; disabled people of the 1st group since childhood	9919,73	10068,53
   disabled people of the 3rd group	4215,90	4279,14

On March 16, Dmitry Medvedev approved the amount of indexation of social pension provision from April 1, 2017 by 1.5%. On March 21, the relevant Decree of the Government of the Russian Federation was published on the Official Internet Portal of Legal Information.

• :
  • disabled people of all groups, including disabled children and disabled since childhood;
• :
  • citizens who do not have seniority who have reached 60 and 65 years (women and men, respectively);
  • residents of the small peoples of the North aged 50 and 55;
• :
  • children who have lost one or both parents under the age of 18 or under the age of 23 in full-time education.

In addition, the size of the pension of a number of citizens who receive payments in accordance with the law will increase. "On State Pension Provision in the Russian Federation", the size of which depends on the value of the social.

These are:

The earlier decision on the size of the February indexation actually contradicts the law on the PFR budget for 2017, and therefore, in order not to violate the law, the Government must index insurance pensions to the above amount - that is additionally by 0.38%.

Even if, as a percentage of the average size of the insurance pension provision in Russia, this increase will not be quite noticeable (on average, 52 rubles), but for this it will cost 14 billion rubles of additional costs, because. indexation will affect more than 30 million pensioners. In this connection, on this occasion, disputes arose in the Government about the possibility of conducting additional indexation, taking into account the material resources of the state.

Minister of Labor and Social Protection Maxim Topilin already expressed his opinion on additional raise labor pensions by 0.38%: "I think it will".

On March 24, the Minister of Labor confirmed that the second indexation will still take place automatically and from April 1, 2017:

• amounted to 78 rubles 58 kopecks;
• remained unchanged and is now 4805 rubles 11 kopecks.

Age insurance is one of the main types of pensions in our country. In accordance with the law " About insurance pensions» No. 400-FZ of December 28, 2013, for the right to it to arise, they must be fulfilled with respect to age, the minimum number of experience and the minimum amount of points scored.

For some categories of citizens, a different retirement age is defined -. These insured persons work in sectors and industries of the economy named in the Lists approved by the Government. Such citizens, in addition to general rules experience in the relevant types of work is required.

Labor and insurance pension: what is the difference?

Since the beginning of 2015, a new pension reform. Now citizens who apply for the purpose of payment are issued an insurance pension; such a concept as a labor pension is now absent in the new legislation.

One of the circumstances affecting the right to receive and the amount of payment is the length of service of the insured person. Previously, when assigning a labor pension, it was taken into account general experience. It includes the total duration of all periods of labor and other generally useful activities until 2002.

All citizens registered in the compulsory pension insurance system were conversion their pension rights as of January 1, 2002. Thus, their rights were converted into estimated pension capital.

• The calculation of the length of service for a given period is carried out in a calendar order, taking into account the actual duration.
• The only exceptions are certain periods of preferential work, which are counted in an increased amount in accordance with the legislation of the Russian Federation.

Now, when assigning an insurance pension, it is taken into account insurance experience. It includes periods of labor activity during which insurance premiums were accrued and paid to the Pension Fund of the Russian Federation, as well as some non-insurance periods (conscription service, caring for a child under one and a half years old, for a disabled person of group I, a disabled child). Such socially significant periods are part of insurance experience provided that before or after them there is directly the time of work.

Since 2015 pension entitlements count towards pension points, and when the payment is made, they are converted into rubles.

Conditions for granting old-age insurance pensions

Pension provision in our country is based on insurance principles, so the majority of our citizens receive precisely the insurance payment due to old age. However, for the appointment of such security, there is a number of conditions described in article 8 of the law "About insurance pensions":

1. Reaching a certain age.
2. The fact of carrying out labor activity during the years established by law.
3. The presence of a minimum number of individual coefficients.

To date retirement age in Russia remains unchanged and is 55 years for women and 60 years for men. For those who work in preferential working conditions, the retirement age is significantly lower than the figures given and depends on the category of the beneficiary.

As for the experience, the minimum number of should be 15 years when making a payment. Such a requirement will be presented by 2024. In the meantime, over the course of several years, the required amount of experience will increase by a year from the previous 5 years gradually. In 2017, the required required length of service is 8 years.

With the adoption of the new law for each working year, citizens are charged individual coefficients. Such points at the time of the appointment of a pension must be accumulated 30. This requirement will also not be presented immediately, but by 2025. In 2017, it is necessary to accumulate 11.4 coefficients, and every year this figure will gradually increase. It is worth noting that there is scoring limit: from 2021, coefficients higher than 10 will not be taken into account, at the moment this figure is 8.26.

The right to early retirement

• For some categories of citizens (disabled people of group I, citizens who have reached the age of 80 or have dependents on their support), the PV value is set at an increased rate.
• For citizens who worked or live in the North, "northern" coefficients are applied to this value.

In addition, the state provided for the possibility additional increase the amount of payment due to bonus coefficients in the event that a citizen decides to retire at a later date. In this case, the values ​​​​of the IPC and PV will be increased depending on the period for which citizens postponed the registration of their pension provision.

New calculation formula

Based on the foregoing, it is possible to convert all significant factors into a formula for calculating a pension.

It looks like this:

SP \u003d IPC x SPK + PV,

• joint venture- the amount of the insurance payment;
• IPK- accumulated pension points;
• SPK- the cost of one point on the day the pension is established;
• FV- base amount.

This formula fully applies to those citizens who began their labor activity in 2015. For those who have little time left before going on a well-deserved rest, all accumulated rights will be converted (translated) into coefficients, and then the calculation will be carried out in a new way.

Indicators such as a fixed amount and the cost of a pension point are annually increased by the Government of the Russian Federation at the rate of inflation.

The amount of the fixed payment to the pension in 2017

Earlier (since February 1, 2016) the amount of the base amount was increased by 4% and amounted to 4558.93 rubles. The annual indexation of this indicator, approved by the state, is held at a level not lower than inflation for the previous year.

An important innovation since 2016 has been the abolition of indexation of this indicator for working pensioners. The fact of carrying out labor activity is determined on the basis of the data provided by the insurers in the monthly simplified report. After the termination of work, the payment of pensions is resumed, taking into account indexation. Moreover, when applying for a job, again the amount of the insurance amount will not be reduced.

In 2017, the size of the insurance pension provision was increased twice: according to inflation in 2016 - 5,4% and additionally up to the statutory value of 5.8%. Thus, from April 1, 2017, the amount of the fixed payment will be 4823.37 rubles.

Minimum old-age pension in 2017

In accordance with the formula introduced under the new law, it is enough to have 8 years of service and 11.4 pension points in 2017 to become eligible for an insurance pension. In the presence of such minimum values ​​of these indicators, the insurance payment will be assigned accordingly in the minimum amount.

At the same time, it should be noted that for recipients of pension payments, the amount of which is below the subsistence level established in the region of residence of a citizen, a federal social supplement (FSD) will be established.

Based on the above indicators, you can calculate the amount of insurance payment with minimum requirements.

It is known that the minimum requirement for pension points in 2017 is 11.4 pension coefficients. The insurance period is not taken into account when calculating the pension according to the formula.

Having data on the value of the pension point in 2017 and the amount of a fixed amount equal to 78.58 rubles and 4823.37 rubles, respectively, we calculate the size of the minimum pension payment in 2017:

11.4 x 78.58 rubles. + 4823.37 rubles. = 5719.18 rubles.

This amount is significantly lower than the subsistence minimum in the country (8540 rubles), as a result of which, when assigning a pension with minimum requirements, one can count on the federal social supplement to the pension.

Appointment of pension provision

V this case citizen must apply to territorial body of the PFR or to a multifunctional center (MFC) that has entered into an appropriate agreement with the fund.

• insurance pension established from the date of application behind it, but not before the emergence of law. The day of the appeal is the date of acceptance of the relevant application, or the date indicated on the postmark when sending such a document by mail, or the time it was sent via the Internet when using the public services portal.
• An exception to this rule is the application for an old-age payment within a month from the date of dismissal from the enterprise. Then the pension will be assigned from the day following the dismissal.

An application for establishing a payment by age is considered by specialists FIU management within 10 working days from the date of acceptance of such, after which a decision is made on the appointment or refusal. In the latter case, the FIU informs the citizen within five working days about decision stating the reason for and time limit for appeal. The period for consideration of documents can be extended for more than 10 days, but only if additional information is required. In any case, he cannot be longer than three months.

The appointment of an old-age insurance pension is carried out without specifying the date of its expiration, that is indefinitely.

What documents are needed to apply for an old-age pension

When applying for the appointment of an old-age payment, it is necessary in a mandatory submit the following documents:

1. passport of the insured person who is a citizen of the Russian Federation, or a residence permit for foreigners;
2. certificate confirming registration in the compulsory pension insurance system (SNILS);
3. work book and certificates confirming the fact of the work of a citizen, in the absence of an entry in the main document on the length of service;
4. certificate of wages for 60 months during periods of work following in a row in the work book.

The latter document will be considered in comparison with the result obtained on the citizen's salary for 2000 - 2001, which is available to the PFR authorities. To calculate the total amount, the most profitable option will be selected.

To assign a pension, one can also submit other documents, the need for which will be reported by the FIU specialist after a detailed study of all the submitted certificates. Documents from other departments of the state and subordinate bodies are requested without the participation of a citizen as part of the provision of public services.

Payment of an old-age insurance pension

Accrual and delivery of payments by age is carried out for the current month. Citizens can receive a pension on their own or by issuing a power of attorney to another person. If the validity of this document exceeds one year, then the payment on it will continue, subject to confirmation by the pensioner of the fact of registration at the place of receipt of the payment.

When submitting an application for appointment, a citizen is obliged to indicate a convenient way for him to deliver a pension. There are several such options:

• through the institutions of the post office (at home or at the cash desk of the organization);
• through a bank
• through an organization that delivers the payment (at home or directly at such an institution, choosing it from the list of enterprises that have entered into an appropriate agreement with the FIU).

Subsequently, the delivery method can be changed if a citizen submits his will in the form of a written appeal to the FIU.

In accordance with applicable law, the recipient of the insurance payment by age is obliged to notify the Pension Fund of Russia of all points that entail a change in the amount of the pension, its termination or extension, as well as a change in residence on the next working day after the occurrence of such circumstances.