Working pensioners, despite the fact that they receive wages, are supposed to pension payments... Since 2016, the annual indexation for these payments has been canceled, since citizens have an additional source of income.

general information

Cancellation of indexing is required for stabilizing economic situation in the country. However, this does not mean that the increase in pension payments for working pensioners will not be carried out. Indexation is driven by annual inflation and serves as a way to maintain a decent standard of living. In fact, due to indexing, the payment amount increases.

Cancellation of such an increase for working pensioners does not mean that the pension will not grow. From August 1, 2019, an annual recalculation is expected, which will make it possible to recalculate the number of IPB - individual pension points.

Important! Recalculation is understood as a revision of the pension case. The amount of payment depends on the number of points, which are affected by seniority. If a citizen continues to work, then his experience continues to grow, and the scores increase. It is for this that a recalculation is made annually on August 1.

Magnification size

Since the pension for working pensioners will be recalculated from August 1, 2019, many are wondering how much the amount can grow. Legislation sets a limit on the maximum number of points that can be earned by citizens. Since 2016, this number was 3 points, in 2019 this value has not changed.

On average, a monthly salary should be 24 thousand rubles in order to accumulate such a number of points per year. If the salary is higher, then the calculation for the pension will be taken according to the legislative maximum - 3 points.

The sum of the increase is made up of two indicators:

• the number of points earned;
• the cost of one point.

So, if a person earned 2 points in a year of employment, and the cost of one point in 2019 is 87.24 rubles. , then it will be added to the pension: 2 * 87.24 = 174.48 rubles. Important! If the salary is less than 24 thousand rubles. per month or the pensioner has not been employed for the whole year, then the calculation is made based on real data. The increase in the IPI allows you to increase the amount of payments, albeit only slightly. Download for viewing and printing:

Allocation conditions

In order to qualify for the pension recalculation program, the following conditions must be met:

• official employment;
• deduction to Pension Fund.

In fact, the annual increase in payments due to the increase work experience is not too large, but it compensates for the lack of indexing. Therefore, citizens cannot count on a very large increase. This explains the increase in the continuation of employment among citizens. retirement age. Though indexation is more profitable than the annual increase, which does not exceed 261.72 rubles. (3 individual points).

Attention! In order for the pension to be recalculated, you do not need to apply to the Pension Fund personally. On August 1, 2019, an automatic recalculation will be carried out, and already in August, citizens will receive an updated amount of payments in a convenient way for them - through a banking organization or by mail.

After dismissal

After a person quits his job, the legislation guarantees him a refund of all missed indexations.

That is, after working for 3 years, having received an increase in 1000 rub. to retirement, a citizen can count on the fact that the final amount will be increased again by the missed indexation. This allows you to receive additional funds after the end of the labor activity.

In addition, postponing retirement makes it possible to earn seniority, which affects the number of individual points, on which the final pension depends.

Nuances

If a citizen has completed his labor activity before March 31, then he must provide information to the Pension Fund on his own. After this period, the data is transmitted by the employer and a personal visit to the FIU is not required. The recalculation will be made from August 1 automatically.

If, after changing the amount of the payment, the citizen goes to work again, then the indexing stops again, but the payment remains at a new level. At the same time, points for seniority will continue to accumulate. Upon termination of employment, the amount will be automatically revised again if this was done after March 31.

Last news

Indexing for working pensioners is still frozen. There is no information that it will be canceled altogether for working pensioners. As well as there is no information that freezing will be canceled. In fact, such a "respite" for the Pension Fund can significantly save budget funds, gradually straightening out the economic situation.

The government is trying to stimulate as much as possible an increase in the period of employment among citizens of retirement age, since the latter lose a little if they refuse to retire in a timely manner. That is why an annual supplement was introduced based on seniority.

Important! The recalculation of the pension means the change in the amount of the old-age insurance pension. However, citizens who also receive cumulative payment, can also count on its increase.

Cumulative payments

Self-employed citizens (individual entrepreneurs, lawyers, notaries, private doctors, and so on) usually make contributions to the Pension Fund, to the funded part.

All accumulated funds are paid as a supplement to the pension. And when recalculating the amount of payment, the funded part can also be increased, if there is a reason for that. All of them are regulated at the legislative level.

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Reasons for increasing

There are only two reasons for increasing funded payments:

1. Investing savings in the personal account of a citizen.
2. Change in the amount of receipts for urgent payments or funded pension.

A citizen at the age of 60 continues to work and makes contributions to the funded part on a voluntary basis. In proportion to these receipts, the amount of payments also grows.

In this case, the recalculation is carried out simultaneously with the insurance part for old age - from August 1 annually.

Advice! You can deposit amounts to the funded part in any convenient way: monthly or once a quarter, half a year, a year. The larger the contributions, the more the amount of the increase grows.

Recalculation by application

The legislation allows situations when the amount monthly payments old age can be recalculated at the request of the citizen himself. There are strictly regulated grounds for this:

1. A citizen lives and works in conditions Far north or in regions that are equated to it.
2. The dependent are family members who are disabled for any reason (for example, age or health condition).

When submitting an application, several documents are required:

• the passport;
• work book or a copy of it;
• foundation document (for example, a certificate of disability of a dependent).

If, when assigning a pension, a citizen did not have enough work experience to receive a "northern" pension, but he continued to work and completed it, then when recalculating this indicator is taken into account when calculating points. Accordingly, the size monthly amount increases significantly in old age.

Recalculation is made from the first day of a new month following the month of circulation.

Attention! You can submit an application only in person or through a representative (proxy) directly to the Pension Fund. Opportunities to apply for in electronic format not yet available.

Watch a video about retirement pension for working pensioners

September 5, 2017, 20:01 Apr 10, 2019 12:55

Navigating the article

Changes from 1 January 2017

A number of important changes can be noted that have occurred since the beginning of 2017:

1. Raising the minimum quantity and required for the appointment.
   • 1st of February- by the amount of inflation last year;
   • April 1- depending on the growth rate living wage over the past year.

   Let us remind you that in 2016 the effect of par. 4 article 25 of the law "On state pension provision in the Russian Federation", part 21 of article 15 and part 6 of article 16 of the law "On insurance pensions", in connection with which insurance and state pensions were indexed by only 4% with significantly higher inflation in 2015 - 12.9%.

   Unlike the previous 2016, from the new 2017, members of the Government have repeatedly promised to restore the legal procedure for indexing and carry it out in full, as required by law, in the amount.

   “We made a decision that in 2017 pensions will be indexed in full”.

   Prime Minister D.A. Medvedev

   Thus, the necessary funds are already included in the draft budget to increase retirement benefits, which testifies to the serious intentions of the state in this direction.

   Pension increase in 2017 for old-age pensioners

   Labor (after the pension reform insurance) pensions are increased by indexing (SIPK) and (FV) - components of the insurance pension after the pension reform in 2015. After an increase on February 1, 2016, these parameters were established in the following values:

   • the cost of the retirement point - 74.27 rubles;
   • the amount of the fixed payment is 4,558.93 rubles.

   The Ministry of Finance and the Ministry of Economic Development predicted the inflation rate of 5.8%, in this case the indexation ratio would be 1.058... However, the published data of the Federal State Statistics Service indicates the consumer price index for 2016 at 5.4%. In this regard, Maxim Topilin (Minister of Labor and Social Protection) said that the indexation coefficient of insurance pensions and social benefits in February 2017 will be 1.054 (with the SIPC = 78.28 rubles, FV = 4805.11 rubles). However, the Federal Law on the Budget of the Pension Fund of the Russian Federation states that as of April 1, 2017, the value of the pension point will be set at 78 rubles 58 kopecks, in connection with which it must pass second indexation of insurance pensions, which in total will amount to 5.8%, as a result of which with On April 1, the insurance pension was additionally increased by 0.38%.

   Indexation table of insurance pensions by year

   Year	Inflation rate of the previous year	Indexing percentage	Indexing coefficient
   2011	8,8%	8,8%	1,088
   2012	6,1%	10,65%	1,1065
   2013	6,6%	10,12%	1,1012
   2014	6,5%	8,31%	1,0831
   2015	11,4%	11,4%	1,114
   2016	12,9%	4%	1,04
   2017	5,4%	5,8%	1,058

   • SIPK 2017 = 78.28 × 1.058 = 78.58 rubles;
   • FV 2017 = 4805.11 × 1 = 4805.11 rubles.

   On April 1, only the value of the retirement point increased, the amount of the fixed payment remained without changes.

   Indexation of pensions for working pensioners

   As one of the anti-crisis measures, it was decided to increase pensions for working citizens in connection with the annual increase in their number. According to Rosstat, in 2016 the share of working citizens was 36% of the total number of retirees.

   It is believed that the material security of pensioners who continue to work is higher than non-working ones, since in addition to their pension they have additional financial income in the form of wages.

   Thus, the law of December 29, 2015 No. 385-FZ came into force, which from 2016 the pension of working recipients until they leave their labor activity. Upon dismissal, they will be returned to their usual indexing order, taking into account all promotions that took place during the execution of the work.

   • Working pensioners from January 1, 2017 this restriction will not be lifted and in February their pension will be increased will not be.
   • Moreover, as Maxim Topilin (Minister of Labor and Social Security) stated, in the draft law on the federal budget not provided returning indexing up to until 2019, since otherwise it can lead to significant additional costs, which the State on this moment cannot afford.

   The adopted restrictions do not apply to pensions (including social ones), regardless of whether the pensioner is working or not.

   Indexation of social pension provision on April 1

   Social pensions are not calculated using a formula, but are set in a fixed amount, in contrast to insurance, and depend on the category of the recipient. They should, depending on the change in the level of the living wage of the pensioner. Over the past 8 years, one can observe fluctuations in the level of indexation of pension provision, both upward and downward.

   Year	Indexing level
   2010	12,51%
   2011	10,27%
   2012	14,1%
   2013	1,81%
   2014	17,1%
   2015	10,3%
   2016	4%
   2017	1,5%

   The head of the Pension Fund of the Russian Federation Anton Drozdov previously stated that indexation of social pensions in 2017 foreseen by 2.6% - this is the level predicted by the Ministry of Economic Development. However, on March 16, Dmitry Medvedev signed, according to which social pensions will be increased by only 1.5%, which represents an increase in the PMP in 2016 relative to 2015. Accordingly, it is possible to calculate the indexed amount of pension provision for each category of recipients.

   Recipient categories	Until April 1, 2017, RUB	After April 1, 2017, rub.
   citizens aged 60 and 65 years (women and men); persons from among the small peoples of the North, aged 50 and 55 (women and men); disabled people of the 2nd group (except for disabled people from childhood); children left without one parent, under 18 years old, and for full-time students - 23 years old	4959,85	5034,25
   disabled people of the 1st group; disabled people of the 2nd group since childhood; children under 18 years old or in full-time education - up to 23 years old, left without both parents, and children of a deceased single mother	11903,51	12082,06
   disabled children; disabled people of group 1 since childhood	9919,73	10068,53
   disabled people of 3 groups	4215,90	4279,14

Recently, pensions in Russia have changed 3 times a year. In February are rising insurance pensions, in April, state pensions, including social ones, are indexed, and from August 1, additional payments to working pensioners are recalculated.

As you know, in 2015 new rules for calculating pensions were introduced, but the existing system as a whole has not changed.

In accordance with Federal Law No. 400-F3 of December 28, 2013 "On Insurance Pensions", a working pensioner may be additionally awarded no more than 3 points.

Considering that from February 1, 2016, the cost of a pension point is 74, 27 rubles, the maximum increase in pension that a working pensioner can count on is 222.81 rubles.

If the pensioner continued to work on the recalculation date, that is, in 2016 his pension was not indexed and he did not interrupt his work, then when calculating the increase, the cost of the 2015 pension point is taken, which is 71.41 rubles.

Thus, the maximum increase in the pension of these citizens, regardless of their salary, will amount to 214.23 rubles.

Will pensions for working pensioners be indexed in 2017-2019?

The head of the Ministry of Labor Maxim Topilin said that the pensions of working pensioners will not be indexed in 2017-2019, since such a norm is contained in the law and has been applied since 2016.

“In our country, this norm is provided for by the current legislation. Since this year, pensions for working pensioners have not been indexed, so we did not even discuss this issue, because this is the norm of the current law, "Topilin told reporters on Wednesday, answering the question whether the indexation of pensions for working pensioners is envisaged next year and in 2018-2019. years.

At the same time, the minister explained that the law also provides for compensation indexation after the pensioner stops working.

“They will not receive (indexation - IF) in February, but they will receive it when (finally - IF) retire, that is, he will not receive it for Last year, and for the entire period when he worked since 2016, "- said the head of the Ministry of Labor.

Indexation of pensions for non-working pensioners

Russian Prime Minister Dmitry Medvedev assured that the Russian government will index pensions in 2017 according to the old scheme - based on real inflation in 2016.

“Yes, we will return to the old pension indexation system. And by the end of 2016, we will index pensions taking into account real price increases, that is, real inflation, and we will do this in early 2017, "Medvedev said in an interview shown on the Russia 24 TV channel.

The government decided on a one-time pension payment in the amount of 5 thousand rubles to each pensioner in January 2017. According to the Bank of Russia estimates, one-time payment will cost the federal budget 220 billion rubles in 2017.

Good news and good luck!

According to the Pension Fund Russian Federation, almost every third person out of thirty-eight million recipients of Russian labor pensions is working pensioners.

There is a concept of "self-employed population". It includes citizens who are registered with the FIU, as:

1. Detectives.
2. Lawyers.
3. Heads of farms.
4. Entrepreneurs.
5. Notaries.

They are also considered to be the working population of the country. The reporting period for them ends annually on December 31st.

Many people wonder how the pension changes from this status. The answer is simple - either the payment is received without indexation, or with it.

The second pension will, of course, be higher.

How is the pension of working pensioners formed?

The document that the representatives of the FIU is guided by is the federal law entitled "On Insurance Pensions" and number 400, approved by the Government of the Russian Federation on December 23, 2013, but revised on December 29, 2015.

Indexation of pensions for working pensioners - as it was in 2016:

The indexation of pensions for pensioners was influenced by the status of workers.

Citizens over the age of 55 or 60 received a different pension:

1. If for the reporting period - September 30, 2015 - they were not listed as working , then their pension will consist only of the insurance part of the fixed payment. Such a pension will not be indexed.
2. If a citizen quit in the period from October 1, 2015 to March 31, 2016 , then he received an indexed pension. To do this, it was necessary to come to the FIU or the MFC and inform about the termination of work, take a certificate from the place of work in confirmation. Thus, he was entitled to a payment, taking into account the planned indexation - even if after this period he again took a job.

1. Since February 2016, the required pension payment has been indexed by 4%.
2. In addition, the recalculation of the pension was made to all citizens in August 2016, adding the amount, the amount of which no more than 3 points... The rate of 1 pension point is 74.27 rubles. That is, they added no more than 222.81 rubles.

Will working citizens lose their pensions in 2019, and will there be an indexation of pensions?

Indexation familiar to pensioners retirement benefit in 2016 replaced lump sum sums 5 thousand rubles.

Currently, the Ministries of Finance and Labor are resolving the issue of suspended pension payments to working pensioners.

This measure will be implemented in one of the following ways:

1. Will completely cancel the base part , that is, they will exclude the fixed payment, the amount of which is 5,334.19 rubles this year. In this case, the monthly income of the citizen will not be taken into account.
2. They will leave the pension, but introduce restrictions on income. For example, pensioners with high salaries (over 83 thousand rubles) will not receive payments. It will simply be “frozen” and not indexed. When a citizen wants to retire, it will be increased by the interest rate of the current years.

In 2019, one should not expect a significant change in the approach to calculating the pension of a working pensioner. The planned transition to the indexation of pensions in an amount exceeding inflation, planned by the Government of the Russian Federation, will affect unemployed pensioners... It will amount to an average of one thousand rubles a year. However, for working pensioners, starting from 2016, such indexation has not been performed. In 2019, nothing will change in this regard.

The increase in the pensions of working pensioners will occur only in August 2019 due to the annual recalculation. During the August recalculation, the Pension Fund of Russia will take into account the amount of paid insurance premiums for an employee made in 2018. Taking into account the limitation of the individual pension coefficient established for working pensioners, the recalculation of their pension will lead to its increase by about 240 rubles.

Minimum pension - will there be an increase or indexation of the pension in 2019?

According to the current legislation, concepts " minimum pension" No .

It is only known that an older citizen must receive a payment that cannot be lower than the minimum subsistence level for pensioners.

Note that in each subject of the Russian Federation, the size is set different.

For example, in the largest cities of Russia in 2018 this amount was:

Name cities / regions	Payout amount	Resolution
Moscow		No. 856-PP dated 12/11/2015
Moscow region		No. 1131/45 dated 30.11.2015
Saint Petersburg		No. 1088 dated 11/26/2015
Leningrad region		No 435 dated 16/11/2015
Novosibirsk region		No. 136 dated 17/07/2015
Sverdlovsk region		No. 139-PP dated 06.03.2015
Nizhny Novgorod Region		No. 677 dated 21.10.2015
Republic of Tatarstan		No. 806 dated October 29, 2015
Chelyabinsk region		No 283 dated 15.10.2015
Samara Region		dated 21.10.2015 No. 660
Omsk region		No. 329-p of 11/25/2015
Rostov region		No 43 on 21/10/2015

If a citizen's pension is below the subsistence level, then the state pays him the missing funds. However, working citizens are not entitled to such additional payments!

Average pension for employees in 2018 - RUB 14,045

In 2016, inflation was, on average, 3.55%, and the insurance and social parts of pensions - again, on average - increased by only 3.7%.

Working pensioners in Russia have the right to insurance part pensions as well as fixed payments To her.

At the same time, the following can always count on a high size of the pension payment and its increase:

1. People 80 and older.
2. Residents of the Far North.
3. Disabled people.
4. Citizens who support one or more relatives.

If we summarize the information received at the end of 2018 from official sources about changes in pension payments and legislation, we can draw conclusions about pensions in 2019.

So what are the likely changes in 2019 pensions?

1. An increase in pensions is likely to happen. But this increase will not be in the volumes that were previously assumed.
2. Inflation is projected to drop to 5% in 2019 - this will slightly equalize the tilt between real pensions and prices.

Benefits and payments to working pensioners - what is required?

We list all the benefits and payments that older working citizens should receive:

1. Pension. Everyone will receive a full pension in the amount of the minimum subsistence level and no less. That is why workers are not paid social benefits, in addition, it is already included in it.
2. Property benefits. Whether or not there is such a benefit depends on regional laws, pensioners have the right not to pay all or part of the property tax.
3. Land incentives. Also established by regional legislation.
4. Transportation incentives. In St. Petersburg, it is allowed not to pay tax to pensioners who own cars with an engine power of 150 hp or more, but in Moscow such a benefit is not provided.
5. Free medical insurance... All retirees can receive free medical care.
6. Payment for utility services. If a pensioner is recognized as poor, then part of the paid "communal apartment" is returned to him.

The pension system is the most relevant, burning and controversial topic over the past few years. Throughout its history, Russia has already experienced several pension reforms, which every year are getting tougher and tougher.

Until now, we can observe an acute lack of funding for this system, which affects the amount of payments to people who have retired. Therefore, the government wants to implement another cardinal solution - to cancel pensions for working pensioners already in 2017.

Characteristics of the pension system of the Russian Federation

The current pension system is going through hard times. Comparing deductions from wages, the Pension Fund of Russia is obliged to pay decent material support to persons who have lost the ability to work.

Starting in January 2002, the pension system, within which it was supposed to “move away” from the principles of distribution to the methods of accumulation. Now all pensions can be conditionally divided into two categories: state and labor.

Labor pension involves the accumulation of funds throughout the entire labor activity. Each Russian has a special individual savings account.

State pension created to ensure that citizens who, for some reason, could not participate in the accumulation process, receive payments after disability. This is such a category of citizens as the disabled and the military.

Law on the abolition of pensions for working pensioners

Social security has enough difficulties, including the lack of funding for payments and timely indexing of pensions that are required to ensure the lives of citizens of the Russian Federation. The reason for this was the widespread use of "gray" wages, as well as the low level of employment of the population.

At the moment, the state is trying to find ways to optimize pension system and find a single solution that will help you save on social payments... Have tried more than once, and also undo additional support working persons.

The Ministry of Labor of Russia has more than once discussed the idea of ​​suspending pension payments to persons who have retired but continue to work.

Starting in 2015, with the support of the Ministry of Economic Development and the Ministry of Finance, officials undertook to create a corresponding bill.

It is planned to monitor the size of payments of labor incomes of citizens who have reached retirement age due to amendments to the legislation regarding the reporting of employers to the Pension Fund.

It may happen that data will be transferred to the PF not every quarter, as it happens now, but monthly. Naturally, this approach will negatively affect the work of organizations and individual entrepreneurs, because the load with such reporting will increase significantly.

But these forced measures will make it possible to monitor income in order to understand when to suspend the payment of pensions. However, if it is established that the number of pensioners whose incomes exceed the permitted limit is not so great, the new rules for submitting reports to the Pension Fund will affect all business entities, while the costs of implementing this project will increase.

Pension payments to working pensioners

Currently, there are no restrictions on the payment of pensions. They are received by each participant in the process, even those who are still working. Such citizens also have the right to count on an annual pension supplement, which is obtained from employers' contributions, while all of them pension accruals persist.

Of course, if informal employment is practiced, no indexation is allowed for such an employee. In the near future, it is planned to recalculate (automatic) payments for working pensioners, taking into account the years of work experience. This increase is purely individual and depends on the performance of an individual.

The future of pensions

The difficult economic situation in the country, the required optimization of budgetary funds, as well as an increase in the number of disabled citizens oblige the government to look for unpopular methods to solve problems with social benefits.

Most likely, in 2017, they will stop paying pensions to persons engaged in labor, being already retired. Such innovations will presumably affect those people whose annual income exceeds more than 1 million rubles. I would like to note that this is a rather small category of citizens, so the main category of citizens can breathe easy - the bill will not affect them.

According to preliminary data, the pension for working pensioners will be canceled for 220 thousand people, with a total of about 40 million people of retirement age. This is a little less than 1%.

In addition, the country's leadership has repeatedly returned to the issue of raising the retirement age. At the moment, men go on a well-deserved rest at 60, and women at 55. So far this idea has not found zealous support, but legislators do not miss the opportunity to constantly return to it.

Whether the planned measures will turn out to be productive, and how long they will last, we will be able to find out after a while. The only thing I would like to talk about is the moral responsibility of those employers who do not pay insurance premiums in full.

Because of this, most workers are deprived of the opportunity to receive decent retirement benefits in the future.

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